My name is Jason Spitkoski, I live and work in Toronto and have made a lot of good and bad financial decisions, even comically bad. But I have managed to figure out enough of the Canadian banking and investment system to give a different point of view and offer some sound advise that has taken me a while to figure out.

The goal of this blog is to give its readers as clear an understanding as is humanly possible on what their options are for saving and investing their money. That includes demystifying the various marketing and industry jargon that shrouds personal finance in confusion and intimidates people into making mediocre investment decisions that can cost them the equivalent of several years salary over their lifetime.

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